Any tips on how to pay off your back taxes before the new ones come in? I already work 2 jobs and I don’t buy lattés. It’s discouraging… it seems to need to have money to save money. How do I get there? How do I pay off what I already owe so that I can start saving and investing, and paying for my son’s braces (!) especially when my spouse works sporadically and I am never sure how much money we’re going to have every month.
It’s pretty hard not to get bummed sometimes. I do like your newsletter, though. It’s ten times better than the Smart Cookies.
JM
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