Archive for the 'Uncategorized' Category
Monday, January 25th, 2010
This entry is different than most of our posts. It has very little to do with money, and everything to do strength, belief, and hope. It demonstrates one of our core beliefs – that we are a community at MoneyMinding, and we carry the dreams and the hopes of each and every one of you with us.
Ryan is a financial planner, living in Calgary. He is a husband, a father, an uncle and a son. Like all of us, he has dreams and aspirations, not just for himself, but for his family. His mother is a MoneyMinding member, and she shares her son’s story of his struggle to survive against his recurrence of a brain tumor. I have provided an excerpt from Jo-Ann’s touching letter and ask you to take a moment to read about Ryan’s battle and help where you can.
Just before Christmas, my son Ryan had another MRI to see how his treatment for his Brain Tumour was progressing. After so much hope and success, along with great apprehension and an ongoing emotional roller-coaster for the last year, we were praying for no change or a change for the better. Unfortunately, it was not to be as it was discovered that the cancer has once again raised it’s ugly head and has begun to appear in the original area. The success of the Avastin has stopped and that treatment and the VP16 Chemo was halted immediately. To say that we were all devastated was an understatement. And this, just 3 days before Christmas.
Ryan and our entire family went to sadness, anger, fear and more. But somehow, after dealing with those negative feelings, we all once again, in our own way, found what we needed to come back to our strength in order to once again fight to find a way to be strong for Ryan and to look forward to other ways to find a treatment that will help to extend his life and keep Ryan with his family. As of today, Ryan is starting a difficult Chemo treatment called CCNU which may have some effect on the Cancer. We won’t know for at least 6 weeks.
In the meantime, the battle is on but we need all the help and assistance that we can possibly find. It’s why I’m writing to all of you to ask for your assistance. We thank everyone for all your support, prayers, acts of kindness and love over the last 18 months and once again ask you to keep Ryan in your prayers. I truly believe that this, along with many optional health supports, have kept Ryan going for the last 12+ years, fighting this disease. Even his doctors have said that they’ve never had anyone live as long as he has with a Brain Tumour and also stay as healthy as he is, so we know we have a very special support. I call Ryan my Miracle Man and I truly believe in Miracles. I know that Ryan still has so much to accomplish by sharing his experience with others to give them hope. His blog is amazing to read where you can see his spiritual growth over the last year and read about the lessons that he has learned about life and living here on earth. It is truly an inspiration to us all. His blog is http://www.ryanwesterman.blogspot.com/ Please feel free to pass this blogspot on and, if you wish, send him your own personal comments and words of support.
Along with your love and prayers, I’m also asking for your help in another way. Ryan has been getting wonderful optional weekly treatments with Chiropractic, Massage Therapy and Acupuncture for the last year which I believe is another reason for his overall good health. He is also following the Alkaline Food Program and using Immune Support Supplements. We are looking for all optional treatments and programs - medical, naturopathic, Eastern, spiritual etc. - that could also help. If you know of anything or anyone who may know about any options available or test study groups, I would greatly appreciate it if you could pass on Ryan’s physical details (to follow in this email) and have any information sent to me at the above email address. You may know someone, somewhere in the world who may know someone, somewhere with information. The more contacts we can reach, the better chance we have of finding something different that will help. I will then go through and edit out any duplications before sending them on to Tasha and Ryan. Please use “Ryan’s Path” as the subject matter in these emails so they are easily identified.
If you are connected to any Prayer Circles or a member of any Church, Spiritual or Religious organization, please share Ryan’s story and ask for help. We know that there are also Radio and Television programs that will include prayers for those like Ryan. In fact, as he went into his first surgery in 1997, his story had somehow found it’s way to a CBC Radio Spiritual program that broadcast across Canada and asked for prayers for Ryan….
…Ryan deserves to live – to be the loving husband that he is and the most amazing father to Talyn. Our family needs Ryan to survive. I need my Son. His Big Brothers need their Baby Brother. He has so much to offer to this world that we must give him every chance possible to stay with us for longer than a few months or a year or two.
We are begging for any help that anyone can give – no matter how little or how much.
I need my Boy.
Proud Mom, Jo-Ann
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Thursday, November 12th, 2009
Ask Better Money Questions, Get Better Results… this is what Minute Money Managers want. These are established, inquisitive people who want answers to their money questions from a reliable and trusted source. This group values their time and looks for quality products and services to help them achieve financial success… they look to The MoneyMinding Minute Manager Service as their ultimate financial decision-making resource.
The MoneyMinding Minute Manager Service is just that, a unique service offered by MoneyMinding Inc. that provides its subscribers the ultimate financial decision-making resource.
ü It is your “one-stop shop” and “go to” resource whenever you need to make money decisions – it’s a money “decision maker” system!
ü It is information based on a proven financial education curriculum.
ü It is where you can go to learn, to ask the right money questions and to get better results.
We know that when you have a money issue, you want to make a decision and quickly move on. We also know that money is intimidating and difficult to talk about – more so than sex.
So what are you waiting for… get your free $500 gift here when you subscribe to the MoneyMinding Minute Manager Service. It’s only $19/month, guaranteed, and no commitment required!
We answer money issues for you by providing:
· Access to information when and how you need it,
· Education in a way that doesn’t take time, or energy, or a big investment to get,
· Tools to help you figure out what sort of questions you didn’t even know needed to be asked,
· All this in a way that’s personal, anonymous and simple,
· Information, tools and a program that will benefit both the financial industry and the people who use their services – people who have mortgages or want one – people who have investments or want some – people who buy real estate or want to – people who have families or not – people who want to take control of their money rather than have money control them.
Get your free $500 gift now!
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Monday, October 12th, 2009
I will never tire of sharing this message: “It’s what you think you know, but you don’t, where your hidden treasures are found.” Or put another way, “You don’t know what you don’t know” – and that’s where your biggest opportunities and your biggest risks are always found.
The risks of course are that your biggest fears might come true, or worse, that you’ll simply miss out on the experience of realizing more than you thought possible and end up settling for whatever comes your way. There is a very practical reason to start where you currently are and not wallow over the past or pine for the future. When you take the time to discover your true priorities and values, this is where you find your hidden assets (also known as your hidden treasures) – in all that you currently have in your life.
This week, one of my favorite MoneyMinding stories created a new chapter by opening their long awaited carriage house suite. The hidden treasures this couple found first bought them their dream home in 13 months, rather than 3 years, and now has added another stream of income for themselves while providing a magnificent retreat for visitors.
When you think you can’t, you can’t. When you think you can, you can. This is the difference between worrying about running out of money and telling yourself you can’t afford this or that, or taking stock of what you have and where you are and continually asking yourself, “what can I do with what I have that will move me towards my goals and also stay true to my life priorities?” You will find that you will be able to turn your hidden treasures into hidden springs of ongoing income.
To find out more about the story of Hidden Springs Farm, you can read about it in The 12 Simple Steps of MoneyMinding. Visit www.hiddenspringsfarm.ca.
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Friday, August 21st, 2009
The following is an announcement from Monday:
Aug 17/09 - CTV News said 40% of Canadians are concerned about money issues and that world economies won’t recover until American Consumers start spending again.
This is exactly why I created the MoneyMinding Wealth Secrets Program – it’s real, it’s personal, it’s comprehensive, it’s encouraging, it’s simple and it is what people say they are looking for today!!!
Here again are some comments from Wealth Secret program participants.
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Wednesday, August 19th, 2009
Register here to attend my free teleseminar today at 6:30pm Pacific (9:30pm Eastern). You’ll learn strategies you can use immediately!
Want to know how you can take back control?
Join my teleseminar today and learn strategies you can use immediately!
If you’re prepared to make at least one small step, and implement it consistently, I guarantee you’ll see the big results you’re looking for in a shorter amount of time than you ever thought possible.
You might not have a clue where you’d start, or how it could even be possible from where you stand. You will need to figure out what you’ve got to work with so you can create wealth for yourself.
Learn how you can get back, and keep control of your money by figuring out what you want in your life, including how and where you’ll earn your money.
This is all about you - what you want and what you can do with what you have today.
If you’re ready to stop struggling, stop wondering, stop resenting, stop being frustrated, overwhelmed and worried, and being sick and tired of being sick and tired, then let’s change all that now - hear more at my teleseminar today!
The session will be about 45-60 minutes and I know that you will take away at least one new immediately actionable idea.
I hope to talk to you then!
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Wednesday, August 19th, 2009
Register here to attend my free teleseminar today at 6:30pm Pacific (9:30pm Eastern). You’ll learn strategies you can use immediately!
Want to know how you can take back control?
Join my teleseminar today and learn strategies you can use immediately!
If you’re prepared to make at least one small step, and implement it consistently, I guarantee you’ll see the big results you’re looking for in a shorter amount of time than you ever thought possible.
You might not have a clue where you’d start, or how it could even be possible from where you stand. You will need to figure out what you’ve got to work with so you can create wealth for yourself.
Learn how you can get back, and keep control of your money by figuring out what you want in your life, including how and where you’ll earn your money.
This is all about you - what you want and what you can do with what you have today.
If you’re ready to stop struggling, stop wondering, stop resenting, stop being frustrated, overwhelmed and worried, and being sick and tired of being sick and tired, then let’s change all that now - hear more at my teleseminar today!
The session will be about 45-60 minutes and I know that you will take away at least one new immediately actionable idea.
I hope to talk to you then!
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Thursday, August 13th, 2009
It’s more than just missed education… listen here!
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Monday, July 6th, 2009
I love shopping. I love nice clothes. I love fashion. And, I love a bargain. It’s treasure hunting to plan out a wardrobe then to play games to find just the right pieces at just the right prices. A recent comment on a sequel to Sex and the City sure missed the point. For all you Sex and the City fans, here is a link to the article I am referring about http://tinyurl.com/l3c85d . I struggle to understand why it’s so hard to make the connection for designer styles to goals. If an $800 pair of shoes isn’t affordable at your current income there are a couple options:
- Find a way to make them affordable
- Look for something similar in a price that is reasonable
- Assess why it is you’re attracted to the item - is I the look or the name?
- If it’s the look - go find it
- If it’s the real deal - then find a way to fit it in to your lifestyle - not by going into debt over - but to really have an income where it’s reasonable to pay that kind of money for an item like that
If all this brings up other judgments or fears or negative reactions, then this is all good learning and an opportunity to assess what’s really important to you and why. For what I can see the comments in the Sex and the City sequel review just illustrate the writer’s values without creating an opportunity for personal assessment or learning from the reader. I’m not sure if the comments were meant to be a review of the movie or not, but regardless, they sure missed the opportunity to provide the audience with some valuable financial training.
The writer’s last paragraph said “What would have been helpful and more inspiring if she wrote something like this: “SATC is an escape for women. We’re not idiots, we know hardly anyone can afford to buy a new pair of Manolo Blahniks and Louboutins every month, and during an economic downturn like this it’s inspiring to be reminded of the light at the end of the tunnel. Since right now when we don’t want to pay $12 to go to the theatre it’s good to be reminded of the abundance we have all around us and the freedoms we have to pursue our dreams and give back to others in need and to be encouraged to create our ideal budget rather than one of constant sacrifice and struggle”.eate our ideal budget rather than one of constant sacrifice and struggle”.
If you like what you have read and want to learn more about money as it relates to you personally, please go to the moneyminding.com website and subscribe to our mailing list for more tips.
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Thursday, April 30th, 2009
And, if you’re a bank, ‘are you causing your clients more financial stress’?
For over 3 months, I have been in the process of switching banks so that all my personal banking is at the same institution as my corporate banking. To say that this process is daunting is an understatement – hence the reason this process is taking so long.
It seems that almost daily, I discover something new about the new bank that I hadn’t even thought to ask. Today, it was about deposits through the ATM, compared to the teller. Now I know to ask different questions – next time. But, how often will I be switching my banking? Not likely for years if at all.
There are so many things: I call the 800# service to find out and they say I have to go to the branch for that. I go to the branch and they say that both my husband and I must come in together. I log on to the computer and find my temporary password has expired. I phone the 800# and I have to reset the password. I find out that the new bank has a process to help switch the automatic debits from one account to another. They say go to the branch. I go to the branch and they say I have to go online.
As you can imagine, it’s not a simple process.
Banking. It’s the cornerstone of where we interact with our money on a day-to-day basis. Is this process stressful – you bet it is! Even simple things like the name of my bank account and which account is connected to my ATM card.
We all spend money every single day and the relationship we have with our bank begins with the banking process. When my bank can help me with my banking, they will certainly be able to help me with my mortgage, my investments, and all the rest of my financial life.
I’m always looking for the teaching tip in any financial transaction so here are some of my tips to help banks and consumers communicate in a stress free way. For detailed banking tips, please refer to Step 7 in the MoneyMinding Makeover Course.
- Know what you need your bank account to do for you.
- Write out how you will use your bank account.
- Get or create a checklist of bank account issues to be aware of from your bank. These are things like number of deposits and withdrawals before fees, holds, ATM access, etc.
- Balance your checkbook as well as check your online statement – i.e. keep good records.
- Allow lots of time and make banking a regular activity in your schedule.
And above all, remember that banking is your daily connection to your money and therefore your best wealth building tool.
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Monday, December 1st, 2008
by Catherine Novak, based on MoneyMinding’s 12 Simple Steps by Tracy Piercy
Train wrecks. Derailments. From where I write this in British Columbia, occasionally our newscasts feature images of a chain of heavy train cars lying on their sides, spilling their contents into a river canyon or a ditch, looking both ungainly and fragile as their small wheels spin helplessly in the air. It’s never pretty, and clean-up is often difficult. Is it any wonder that when crises happen in our life, we sometimes talk about being “derailed”?
For long periods of time we chug along the track that’s been set out before us, delivering our goods, sheltering our passengers. Then, WHAM! A rockslide on the track, or a cow, or even the “wrong kind of snow” causes us to lose our grip, or get jerked off the rails. Whether your metaphorical derailment is a physical injury, a relationship breakup, a sudden financial loss, loss of a job, or death of a family member… these are the circumstances that life throws at us, and putting ourselves back on track often takes time and a series of small steps.
Ironically, often the “life crises” are compounded by money crises. When you can’t work because you are sick or injured, or you are caring for someone else, that can hit you right in the wallet. So what are the steps you need to take get moving forward again?
The first step, and it’s not an easy one when you are knocked over, is to be grateful for where you are. Unlike trains, you are a human being, capable of love, appreciation and gratitude even in the most unlikely circumstances. It might just be “Thank heaven I’m not dead!” or “I’m so glad I have family members who love me,” or “Well, I’m grateful that this lousy thing is done. Let’s see what I have left to work with.” When you know what you are grateful for, take the time to record your thanks – in a notebook, on index cards, or on sticky notes by your bedroom mirror. Don’t let those items of gratitude slip out of your life. Recreate your moment of thanks daily.
This is the perfect time to reflect, reassess, and to make new goals that take into account the life event that you have just been through. When you have your goals, write them down and carry them with you.
Obviously, these first two steps are much broader in scope than you will find in most financial repair “how-tos”. But the truth is, financial health is built on a foundation of overall well-being. When you have these first two priorities in place, then you can ask yourself, “What is the next baby step I can take to reach my goal?” That next step may be to record your daily expenses, so you know where your money is going as well as where it is coming from. It may be to start putting aside your change, so you can use it later for “guilt-free” purchases. Do that one next step consistently for 30 days, so it becomes a part of who you are. If you try to change too much at once, especially when you are already dealing with the larger change of your “derailment”, your new habit may not stick.
Expect success, at least in this one manageable area of your life. Taking charge of your money does not have to be a struggle, provided you approach it in a step-by-step fashion. You may even find it to be one area of calm and control in an otherwise turbulent situation.
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