MoneyMinding Monitor

Gary Rabbior, president of Canadian Foundation for Economic Education says, “The recent calls for more Canadians to know more about their finances is a great opportunity for change…” and outlines all the benefits of the MoneyMinding system and training in his recent article called 10 Tips to Improve Canada’s Financial Literacy published on Monday, Nov. 16, 2009:

http://www.theglobeandmail.com/globe-investor/investment-ideas/investor-education/10-tips-to-improve-canadas-financial-literacy/article1361343/

He also says, “It takes incentives and more than education to change our ways…” and that “programs aimed at kids from kindergarten to Grade 12 to increase their financial literacy are a good move, if they’re done right…” but, there is a need for the established adult too:

http://www.theglobeandmail.com/globe-investor/investment-ideas/investor-education/it-takes-incentives-and-more-than-education-to-change-our-ways/article1361342/

Ask Better Money Questions, Get Better Results… this is what Minute Money Managers want. These are established, inquisitive people who want answers to their money questions from a reliable and trusted source. This group values their time and looks for quality products and services to help them achieve financial success… they look to The MoneyMinding Minute Manager Service as their ultimate financial decision-making resource.

The MoneyMinding Minute Manager Service is just that, a unique service offered by MoneyMinding Inc. that provides its subscribers the ultimate financial decision-making resource. 

ü      It is your “one-stop shop” and “go to” resource whenever you need to make money decisions – it’s a money “decision maker” system!

ü      It is information based on a proven financial education curriculum.

ü      It is where you can go to learn, to ask the right money questions and to get better results.

We know that when you have a money issue, you want to make a decision and quickly move on.  We also know that money is intimidating and difficult to talk about – more so than sex. 

So what are you waiting for… get your free $500 gift here when you subscribe to the MoneyMinding Minute Manager Service. It’s only $19/month, guaranteed, and no commitment required!

We answer money issues for you by providing:

·        Access to information when and how you need it,

·        Education in a way that doesn’t take time, or energy, or a big investment to get,

·        Tools to help you figure out what sort of questions you didn’t even know needed to be asked,

·        All this in a way that’s personal, anonymous and simple,

·        Information, tools and a program that will benefit both the financial industry and the people who use their services – people who have mortgages or want one – people who have investments or want some – people who buy real estate or want to – people who have families or not – people who want to take control of their money rather than have money control them.

Get your free $500 gift now!

“I am so happy you are doing the calls again. They keep me focused. I realize how my mind makes choices it sees are best, but there could be better ways to use my money. While others worry about the economy, I just worked and invested in business coaching and marketing techniques. If I put fear aside me and go for it and make calls, and get sales to move forward, I will move into a growth period. My CPA taught me to work on getting the numbers for Schedule C and she can then help me put the numbers in the return. Then she said we can build a plan and graph and show business growth and apply for a business loan.

With your call today, I feel supported. Thanks. I learn a lot from your calls. I may not have implemented all the ideas because I was so overwhelmed and stuck, but I can see your expertise, your thoughts, your sincere interest in helping people get out of our way and see we can achieve the financial abundance we are seeking and become more empowered to make the changes.

The conventional way of finance is, I feel, like you poor thing, it’s the system, blah, blah and focuses on your lack rather than teaches us to think big so we can move mountains. So, glad the MoneyMinding calls are back!”           

 ~ Mary, Event Planner

A proud mom…  one of our members shared a great story about the residual effects of MoneyMinding that’s worth sharing with everyone.

“My daughter has started to work and now has some freedom to go shopping and spend her money the way she wants.  We started the MoneyMinding allocation of earnings a few years ago and she is very good about putting her money in different compartments:  spending, giving, saving and investing.  She is always writing down the things she sees that she likes at the mall, then comes home and decides if she really wants that item or if she’d rather put her money towards something else.  It’s fabulous to see her so methodical about her purchases and so careful with her money.  She works hard, and doesn’t sacrifice on what she likes, she simply takes her time and plans out what she’s going to spend and when.  The other day, she was looking at an inexpensive T-shirt on sale that she really liked.  It was good value and good quality, but her comment was what made me so proud.  She said she really liked it, but would rather put the $7 towards the name brand coat she has been looking at.  She didn’t feel she was sacrificing at all – she was focused on what was important to her, had her written goals, and chose which she wanted more.”

This story is a great reminder of good ideas for kids, that are also good ideas for adults.  Thank you for sharing – it’s important that we pass on little tips like this because it just might have the ability to change someone’s life in very positive ways.

I will never tire of sharing this message: “It’s what you think you know, but you don’t, where your hidden treasures are found.” Or put another way, “You don’t know what you don’t know” – and that’s where your biggest opportunities and your biggest risks are always found.

The risks of course are that your biggest fears might come true, or worse, that you’ll simply miss out on the experience of realizing more than you thought possible and end up settling for whatever comes your way. There is a very practical reason to start where you currently are and not wallow over the past or pine for the future. When you take the time to discover your true priorities and values, this is where you find your hidden assets (also known as your hidden treasures) – in all that you currently have in your life.

This week, one of my favorite MoneyMinding stories created a new chapter by opening their long awaited carriage house suite. The hidden treasures this couple found first bought them their dream home in 13 months, rather than 3 years, and now has added another stream of income for themselves while providing a magnificent retreat for visitors.

When you think you can’t, you can’t. When you think you can, you can. This is the difference between worrying about running out of money and telling yourself you can’t afford this or that, or taking stock of what you have and where you are and continually asking yourself, “what can I do with what I have that will move me towards my goals and also stay true to my life priorities?” You will find that you will be able to turn your hidden treasures into hidden springs of ongoing income.

To find out more about the story of Hidden Springs Farm, you can read about it in The 12 Simple Steps of MoneyMinding.  Visit www.hiddenspringsfarm.ca.

The following is an announcement from Monday:
Aug 17/09 - CTV News said 40% of Canadians are concerned about money issues and that world economies won’t recover until American Consumers start spending again.

This is exactly why I created the MoneyMinding Wealth Secrets Program – it’s real, it’s personal, it’s comprehensive, it’s encouraging, it’s simple and it is what people say they are looking for today!!!

Here again are some comments from Wealth Secret program participants.

Register here to attend my free teleseminar today at 6:30pm Pacific (9:30pm Eastern).  You’ll learn strategies you can use immediately!

Want to know how you can take back control?

Join my teleseminar today and learn strategies you can use immediately! 

If you’re prepared to make at least one small step, and implement it consistently, I guarantee you’ll see the big results you’re looking for in a shorter amount of time than you ever thought possible.

You might not have a clue where you’d start, or how it could even be possible from where you stand. You will need to figure out what you’ve got to work with so you can create wealth for yourself. 

Learn how you can get back, and keep control of your money by figuring out what you want in your life, including how and where you’ll earn your money.

This is all about you - what you want and what you can do with what you have today.

If you’re ready to stop struggling, stop wondering, stop resenting, stop being frustrated, overwhelmed and worried, and being sick and tired of being sick and tired, then let’s change all that now - hear more at my teleseminar today!

The session will be about 45-60 minutes and I know that you will take away at least one new immediately actionable idea.

I hope to talk to you then!

Register here to attend my free teleseminar today at 6:30pm Pacific (9:30pm Eastern).  You’ll learn strategies you can use immediately!

Want to know how you can take back control?

Join my teleseminar today and learn strategies you can use immediately! 

If you’re prepared to make at least one small step, and implement it consistently, I guarantee you’ll see the big results you’re looking for in a shorter amount of time than you ever thought possible.

You might not have a clue where you’d start, or how it could even be possible from where you stand. You will need to figure out what you’ve got to work with so you can create wealth for yourself. 

Learn how you can get back, and keep control of your money by figuring out what you want in your life, including how and where you’ll earn your money.

This is all about you - what you want and what you can do with what you have today.

If you’re ready to stop struggling, stop wondering, stop resenting, stop being frustrated, overwhelmed and worried, and being sick and tired of being sick and tired, then let’s change all that now - hear more at my teleseminar today!

The session will be about 45-60 minutes and I know that you will take away at least one new immediately actionable idea.

I hope to talk to you then!

It’s more than just missed education…  listen here!

A short while ago, the income tax department called me – not exactly a call I was excited to get, but none-the-less I proceeded because it wasn’t a significant issue. On the other hand, however, their phone policies are the reason for this writing.

When I think about the way the call went, it’s rather unbelievable really – so much so that part of me doesn’t want to share the story for fear someone will use the information unscrupulously. But alas, I hope there are more people that will be on the alert by reading this message that it might help stop some unscrupulous fraudsters.

The agent called and gave me her first name and said she was calling from Canada Revenue Agency. As soon as I said “hello”, she immediately said she needed to confirm that she was indeed speaking to me and proceeded to ask me to give her personal information. What? They called me. Shouldn’t they give me some information and ask me to fill in the blanks or to give me something basic then ask me for more details? It started by her asking for my complete address, then my birth date and my social insurance number (Canadian Government ID number).

Wait a minute – “If you’re the government calling me, aren’t you supposed to have this information?” How about if you read off what you know and ask me to fill in the blanks like the name of my husband or something similar.

I was completely taken aback and suspicious so requested to call them back so I could be sure that it was really the government calling. It was – as I found out after working my way through the maze of voice mail options and taking 20 minutes to do so – just to have to explain to a completely different person that someone from their organization had called me about something, which I had no idea what. I was completely inconvenienced by having to prove to myself that the phone call I had received was legitimate! I was not happy – can you tell? Here we are, the government is telling us to be careful, yet they themselves are not setting a good example – what’s with that?!

This entire experience left me completely dumbfounded and hence the reason for sharing the story with others….I guess the moral is to be on the alert – it’s sad, but a reality that we need to double check our sources before giving out our personal information – even when the person sounds official. And, perhaps maybe someone should tell the government that this is a very poor example and that they need to revisit their phone policy immediately.