If You Think You Have to
Give Up On Your Dreams
to Get Ahead
– Pay Attention!

Hi there,

Your situation is not hopeless.
But most of the people who call themselves money experts equate their customers to out-of-control spendthrifts who don’t have the discipline or the smarts to get out of debt and start saving. They think you should give up on your dreams and get real. Or their only answer to questions about getting ahead financially is to save more money, get a higher return on your savings, and get out of debt.

They don’t want to know about your “hare-brained schemes” to become successful so you can help others. They think the “Big Give” is something that Oprah does, not something within the reach of average people like you and me.

So why do people keep looking to learn from money gurus who don’t respect them or their goals, but are simply looking to spread their own fears and sell products? I don’t know the answer to that. But I do know this...

Something is missing from today’s money wisdom and I know just what it is.

People (Like You) Have Real Life Dreams,
and Just Need to Know HOW to Connect
Their Money to Their Dreams
On a Day-to-Day Basis!

I’m risking my reputation as a Certified Financial Planner professional, money expert, author and speaker by coming out as a leader of what I see as a new era in money teaching. After all, many of the financial experts I speak to are not onboard with turning conventional money wisdom upside down to get better results for our society.

If only more of those money “experts” could sit in on one of my live advisor training seminars and see the amazing quality of the people who work with me!

These are women and men who have been through some unbelievably difficult times, as well as some common situations – and they are looking for guidance. At my live seminars, I hear all this and more:

  • taking over the family finances after the death of a spouse,
  • couples coming back from financial disasters,
  • overcoming bad credit history to start a new business, and
  • wanting to help adult children who need to learn life-long money wisdom.

I know I learn as much from them as they do from me – because these people are successful, bright and open to learning. They learn from their mistakes and want to find a better way.

But they don’t want a “get rich quick” scheme or a lecture about how their bad money habits of the past are going to keep them in debt for life unless they cut back… they want to do better financially:

  • for themselves,
  • for their family, and
  • for their community.

And there is another way:

Ever since 1998, when I vowed to help a wealthy client overcome his fear of financial loss, I’ve made it my business to understand what keeps so many families in a “poverty mentality”, and how successful people from all walks of life have learned to overcome it. I started reading...

First, I looked at the financial success experts: Napoleon Hill, Earl Nightingale, Tony Robbins, Michael Gerber, Robert Allen, and Robert Kiyosaki were – and are – experts at making money. They have some powerful messages on how changing the way you think can literally turn your life around.

But they didn’t place a lot of emphasis on the day-to-day activities that help you combine your new “prosperity thinking” with some practical wealth-building habits.
I wanted a system.


I also looked at the more traditional “money savers”: Suze Orman, David Bach, David Chilton, and others who have urged people to put some money-saving practices into place, but again, they have fallen short on the “big picture”. Too often, they place you into a smaller box without looking at the many possibilities that taking charge of your money affords you.

Could it be that I’d stumbled upon something new? That the bridge linking day-to-day money management to lifelong financial security was out there, but nobody had pointed the way to it?

Talk about exciting!! That was the birth of MoneyMinding®

And wouldn’t you know it? In the middle of all this profound learning and growth, I was slapped with a tax audit. What should have been a simple misunderstanding over a technicality ended up being dragged out for over two years, only to end when we waved the white flag of surrender. The period leading up to our financial collapse was a pressure-cooker sequence of one step forward, then slam – another problem.

When we eventually gave in, we didn’t have the resources to pay the amount the government wanted or to continue to fight for what we believed in. For a financial advisor teaching about success principles, it was devastating. In a few short years, I had gone from a six-figure financial practice to $5,000 dollars stashed in the deep freeze.

I knew that we had to rebuild – and the way to do that would be to “practice what I preach” and put the principles of MoneyMinding into motion. It was about small daily actions that added up to big results.

In less than 2 years after we were forced to declare bankruptcy, we were able to purchase a home in the neighborhood we wanted. My daughter now attends an excellent private school. I drive the car of my dreams. We also:

  • Contribute regularly to our church,
  • Sponsor several children in developing countries, and
  • Run the MoneyMinding Foundation, which contributes to financial literacy programs for those who cannot afford them.

We love to entertain our friends, spend time in our garden, and enjoy time together as a family – all because I used the MoneyMinding principles that I put together over 10 years of studying both financial management and success principles!

We live our life in line with our values!

You see, there is another way.
It’s entirely possible to weave the traditional PROVEN methods of personal and financial success with the new rising consciousness of many individuals. I’ve researched, tracked and tested this system. I know there’s a bridge between day-to-day money management and lifelong financial security, and I am:

Pointing the way

There is a difference in how enlightened, community-engaged philanthropists think about money. But many of the same wealth-building principles work no matter who you are talking to. I am here to help you learn to earn and spend your money in line with your values.

FACT 1: People have personal goals and aspirations 
those goals are the fuel for their life
Do you think people get rich by sleepwalking through life? Didn’t think so. Any plan for success starts with a goal, or as Jim Collins author of Good to Great puts it – a Big Hairy Audacious Goal. This is what should get you out of bed in the morning and power you through your day. Your goal may be to:

  • spend more time with your family
  • write a book
  • leave work knowing you will always have enough to live on
  • give money to causes important to you
  • mentor younger people
  • stay in your family home

It doesn’t really matter so long as it’s YOUR goal. Not what some “money expert” says you “should” do.

You don’t have to sacrifice your goal so you can live a life of financial “safety”. That would be going backwards and you – and your goals – are worth so much more than that. You can have control of your money without giving up on your dreams!

FACT 2: Your teachers and mentors fit best when they share your values
Are you distrustful of the many “Get Rich Quick” schemes that come your way? Well, so am I. That is why it’s a MoneyMinding basic step that you develop your personal lifestyle financial plan that sparkles with integrity – because it has your values and goals at the center of it. Life is never “just about the money”.

You learn, when people you love are in need, that the real riches in life come from relationships. And relationships are at the center of your MoneyMinding journey 
not profit margins or rates of return. You will learn about those, of course, but only as tools along the way to a better, simpler, saner path to wealth.

FACT 3: You are always learning and growing – your mentors should always be learning and growing as well
Studies show that “lifelong learning” is absolutely essential to your health and good fortune. If you’re not learning, then you’re not really living! I believe that with all my heart. I’ve spent over $10,000 per year of my own money on mentors, coaches, seminars, books and home-study programs. Now I’m passing on all that I’ve learned to a select group of MoneyMinding members and Certified MoneyMinding Advisors. Together, we make one amazing team – constantly learning from each other and encouraging each other to “set the bar higher”.

Let me be perfectly clear here: if you think that your learning is done 
that you just want someone else to do the thinking  then MoneyMinding is not for you.

But, if you desire some real growth and change, and you are willing to put in just 15 minutes a day, I know you will turn your life around with the simple, day-to-day activities that become your new wealth-building habits. And you won’t be on your own either: you’ll be participating in a vibrant learning community that truly believes in Abundance, Possibilities, Personal Growth and Community Enrichment!

I Want to Be YOUR Money Mentor!

If you feel like we are a good fit, I’d like to welcome you to the MoneyMinding community, a safe place to learn everything from simple day-by-day money management to cutting-edge wealth-building techniques, without spending hours becoming a “financial expert”. MoneyMinding is where you can put your ideas into action.

Now you can get your questions answered and your personal lifestyle plans created, all while putting the pieces in place to grow your wealth. Think of it as a private mastermind group of like-minded individuals, all looking to create possibilities, enjoy more freedom, and make a difference in their world. It’s all about…

Real-Life Learning,
Real-Life Solutions
– No HYPE

WARNING – I am flying in the face of well-worn trends. Many of the best-known financial teachers would rather people didn't bother thinking about any of this through for themselves. It’s simpler if their customers just put their trust in them. It’s easier if you aren’t asking the big questions and expecting real answers. After all, if they suddenly don’t have the answers, then who does? I’ll tell you who does. YOU do. All they have to do is listen to the cries I have heard for years begging not to be talked down to or given the “big product pitch”.

This isn’t just about “Getting Out of Debt” or “Saving Money”. It’s Building a Model for Prosperity that Involves You, Your Loved Ones, Your Dreams and Your Values.

If you’ve read this far, chances are you still haven’t found what you’re looking for when it comes to building real wealth wisdom. You might feel like you’re the only one who hasn’t given up on your dreams. That is the exact reason why connecting with a system and a community like MoneyMinding is a critical asset to your financial and emotional well-being. Support networks are the unspoken difference between a highly successful venture and one that slowly dwindles and burns out.

Rebuilding a Financial Nest-Egg After Divorce

"When we first started MoneyMinding, our goal was to buy a home together. Divorces from our previous marriages left us both feeling rather broken. It was amazing, really… within four months, we had bought a house and were now looking at properties that were what we really wanted for our dream home. A few months later, we found it. Only problem was we originally thought it was way out of our price range – or so we thought. We called our advisors and… within 13 months from the date we first thought we would need about 3 years to buy just any old house – we now own a beautiful acreage with room for a visitor retreat.”

~ excerpt from Frank and Gail’s story, as told in The 12 Simple Steps of MoneyMinding Book

As a member, here is what you get:

1. The MoneyMinding® Makeover Home-Study Course that will literally turn your financial thinking upside-down
$599 value
The MoneyMinding Makeover Course is the foundation for your new financial blueprint. By following the system, in just a few minutes each day, you can do all of this:
  • Pay yourself first starting right now: this is the bedrock for your wealth-building journey

  • Protect and improve your credit rating so that lenders see you are a person of character and integrity

  • Organize your spending for profit so you are always sure you will regain more than you put out

  • Reduce your taxes because you work too hard to give away control of your money

  • Create more cash flow so you never have to go without

  • Use credit cards to create wealth yes, you heard me right, it’s all in the way you use them

  • Know when to take risks and how to recognize if an opportunity is the right one for you

  • Incorporate saving and giving into your money habits because now is the time to make a real difference

  • Use daily habits and techniques that will keep you focused and motivated under any circumstance

  • Put loss-protection strategies in place so you are in control of how much risk you expose yourself to

2. Private access to information with me and my carefully chosen experts in the MoneyMinding mVillage $2,000+ annual value

I’m so excited about our online community, mVillage. Through our private web-based forum, we can keep in touch 24/7. This is where you go to meet other MoneyMinding members and advisors to ask questions and get answers for your own money issues, to brainstorm new ideas and learn from the best!

To work with any of us on a consulting basis would cost approximately $300/hour. mVillage is an amazing way to leverage time and expertise and keep it affordable for you!

3. Downloadable AUDIO and VIDEO recordings (in MP3 and MP4 format) that you can carry with you $25++ value each x several a week!
Too busy to sit down with another book? Do you prefer to do your learning while walking around the park or commuting home from work? No problem. Plug into MoneyMinding’s resources to download exclusive interviews with money experts and learn on the go.

4. New!! Special “Insider” Newsletter, ** MoneyMinding In Motion** that unlocks resources unavailable to the general public Priceless!
Perhaps you already subscribe to our free e-zine, The MoneyMinding Messenger. If so, you know that we don’t scrimp on the content. But that’s not all, as a MoneyMinding Member, you receive a weekly update on all that is new via MoneyMinding in Motion. It links you to the latest interviews, teleconference times, and events – PLUS you get a extra helping of wealth wisdom with our Wealth Map and Make A Difference sections.

See For Yourself!

MoneyMinding Helps You Sort Through The Options

“MoneyMinding isn’t just a course. Really what it is, is a community. That’s the key: it’s to be able to have that community of people who are like-minded, who are headed in the same direction. In today’s marketplace with all these membership programs and all the products, how does a person sort through it? By being involved in a community that is working on it together.”

~ Adam Heinrich
Independent Financial Security Advisor and Independent Licensed Insurance Broker

The MoneyMinding System is so much more than just a product. Many, many books and recordings have been produced on how to create and accumulate wealth… I know because I’ve read and listened to over 400 of them and have filled a whole room (my personal library)!

MoneyMinding is all that and more:

  • Think about how much it costs to complete just one college course.

  • How about private coaching: I have coaches that charge $500 to $3,000 per hour, and some group coaching costs $200 to $600 per month!

  • What does it cost you to join a business networking group?

  • What value can we put on something that will change your financial life and values around money forever? It really is priceless, isn’t it?

  • What price would you pay to be stress-free and financially secure TODAY?

Better than 100% Money-Back Guarantee

Come check us out for the low price of $499 for the MoneyMinding Makeover plus $19 per month to keep you active on mVillage. If you are not completely satisfied with any MoneyMinding product, simply call me for a refund within 30 days of purchase.


order now


Risk-Free Reservation Form: no fine print!


Yes, Tracy – I want to become a MoneyMinding Member!

I understand this is a uniquely organized membership with access to top quality information and individuals. I know that the $499 MoneyMinding Makeover Home-study Course gives me the fundamentals to take my financial life and turn it around for the better. And that ongoing membership in MoneyMinding's mVillage at $19 per month will bring me fresh information daily so I can continue to learn and grow in the MoneyMinding system.

As long as my membership is in good standing, I enjoy the following benefits:
  • Access to the MoneyMinding Makeover Home-study Course, which includes:
    • 12-step course delivered both in CD format and serialized monthly by email
    • Two wealth-building charts: The Financial Independence Decision Making Process and Revolving 12 Steps to
      Financial Independence


  • Private access to mVillage Members Mainstreet with ongoing networking and discussions, as well as ongoing information specific to each step of your MoneyMinding journey.

  • MoneyMinding’s in-house communications bulletin, MoneyMinding in Motion, which points out the newest developments and learning opportunities Tracy and her advisors have to offer.

  • Recorded AUDIO and VIDEO interviews and lessons that I can access at any time and download to use at my convenience.

Of course I understand all the risk is on Tracy’s shoulders, NOT mine. I can cancel my membership at any time. I realize cancelling my membership immediately halts all access to my membership benefits.

What a GREAT deal! I am ready to take action, create new wealth, and start living life in line with my dreams right away! Sign me up Tracy!

Once my order is processed via your online secure form, I will get all the information I need to get started right away.

Click to order securely by credit card


order now

Don’t wait another minute to start living your life the way you intended it! Talk with you very soon!

Abundantly yours,



Tracy Piercy, CFP


P.S. Remember, half the battle of keeping your drive is staying fueled! That is exactly what you get when you are a member in MoneyMinding: cutting edge information, masterminding opportunities, and encouragement by fellow members who truly care about your success and answers to your own unique and personal questions.

Success was never meant to be difficult!


P.P.S. What others are saying about MoneyMinding:

"You need to share your stories for everyone to benefit."

~ Michael Gerber
Business Systems Expert
Author, The E-Myth Revisited


"Tracy Piercy and her MoneyMinding Systems are happily
helping people get rich and become philanthropists."

~ Mark Victor Hansen
Co-Author, Chicken Soup for the Soul


"You've got so many things done right."

~ Janet Switzer
Marketing Consultant
Author, Instant Income
Co-Author, Success Principles (with Jack Canfield)


Come join us! Reserve your spot now...







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