Congratulations to our new MoneyMinding Masters and MoneyMinding Advisors. Look for the listing of our new advisors online shortly. And in the meantime, please help me congratulate the following people for their commitment and enthusiasm to the empowering MoneyMinding lifestyle financial education system.

MoneyMinding Masters that graduated from the 3-day comprehensive and intense Introduction to Financial Planning and MoneyMinding Training!!

• Elaine Weidner, Victoria, BC

MoneyMinding Advisors, both financial industry professionals and non-industry advisors that participated in the Mastery training and a fourth day of MoneyMinding Marketing!!

• Krista Kamakawaji*, Victoria, BC



• Kerry Brown, Victoria, BC



• Bev Houldsworth*, Victoria, BC



• Kevin Hu*, Surrey, BC



• Eric Watchorn*, Victoria, BC



• Richard Larkin, Victoria, BC



• Francois Michaud*, Calgary, AB



• Wayne Nash, Nelson, BC



• Dave Popove, Victoria, BC



• Jane Dewing, Victoria, BC



• Debbie Reynolds, Langley, BC



• Moira Gardener, Victoria, BC

*MoneyMinding Financial Industry Professionals



Here is what this diverse group of participants had to say...


"Thank you Tracy for the most inspiring four days I think I have ever experienced and what also totally made it that way was the size of the group and who we all were. I have dreamed of being in the same room with the mix of experience and personalities that we all represented this week but never thought I would ever have the opportunity."

"One of the big AHA's for me was the need to think way way bigger than I do. I totally underestimate what I can do and what is possible for me."

Jane Dewing, RPN, HND
Creating Opportunities for Positive Change and Growth




"Fantastic. The best 3 days I have ever spent in a workshop, adult learning continuing education process/environment. I am very excited, pleased and proud to be a MoneyMinding Advisor. It was worth every $ on investment."


"I'm really looking forward to implementing this program to make a difference in my life and the lives of others around me."


"Incredible program. Looking forward to completing 12 steps and getting involved in membership with MoneyMinding."


"This program would be so valuable to so many people. This group was great with very knowledgeable and successful people. Tracy is a wonderful facilitator - she knows her stuff!"




AND, here is what they did...

Somehow a business plan to start with $100 and turn it into $15,700 per month ongoing income and a template for others to follow began. The intent is to make this happen in 30 DAYS.
This plan is now in full force - so stay tuned - this program will become the template for you to implement yourself!!


AND, please join me in congratulating Francois, from Calgary,
who proposed to his girlfriend during his time here in Victoria -
CONGRATULATIONS FRANCOIS!!!

Our 18-Day Free Sample - available only for a short time

Do you know anyone who hasn't experienced the power of MoneyMinding yet? The Simple Steps to Lifelong Financial Security is our 18-day MoneyMinding Makeover SAMPLE. You can experience some of the messages and questionnaires that are part of the Complete 12 Step MoneyMinding Makeover eCourse.

We are committed to providing tips, tools and training in personal finance that are positive, simple fresh new approaches to conventional money strategies. Please share share this with your friends and encourage them to also sign up at http://www.moneyminding.com/ for instant access to the exclusive FREE Simple Steps to Lifelong Financial Security Program. This program will only be available FREE for a short while longer, then will cost $147.

Who Else Needs an Immediate Money Makeover

This is an audio recorded after a recent discussion with an amazing young man who was stressing about his debt.

No matter where you are today there are 3 simple things that you absolutely can do to make an immediate positive difference in your life. The goal is never to get out of debt, the goal is to get money working for you so you can live your life the way you want to live it. Continuing to sacrifice your true desires won't work, and neither will continuing to cut back your lifestyle then getting deflated because you couldn't maintain the strict money diet. It's simple, but be warned - these 3 things aren't easy.

Click here or paste this link in your browser to listen:
http://www.byoaudio.com/play/WtJhX8hs

The Daily 'Grind' ??

Most days end like this... I’m quietly sipping my one glass of wine in my little stem-less glass that used to belong to my grandparents while I ‘putter’ at my desk.

The day started as usual at 7ish with a couple cups of coffee, and my husband cooking breakfast and getting lunch ready for our daughter – yes, I’m very spoiled that way – he is a chef and does ALL the cooking in the house.

I read and sip my coffee before checking the overnight orders on the computer and any immediate email communication from back east.

Often my husband, Joe, takes our daughter to school while I start the working day. Other days the 3 of us and the dog will walk the 15 minutes to school. The schedule is a bit different now because school ends tomorrow - so today I stayed home and walked the dog myself.

I have complete flexibility of my time and can chose which hours I work but for several months now, I have been starting the day off with work (after the 15 minutes or so of reading), then working all day – hanging out with the family for a couple hours in the evening going to the gym (often with my daughter), or a family walk or run, then starting the ‘night shift’. And eventually relaxing at my desk, joining my husband in the living room and curling up to bed with a good book, at about 12:30ish until it’s time to start over again at 7:00 am.

Why would I share this with you and why should you care? Maybe you don’t care, but I’m sharing it with you because I am actively building a business, actively following the MoneyMinding teaching and still having time to learn, exercise, and hang out with my family and friends (weekends usually are friends).

Maybe it’s not a schedule you want to keep – and I don’t want you to think you need to, I just thought someone might like to know that all the business things that have been accomplished over the past year (see below in the entry called ‘the Dreaming Room’) have not come ‘at all costs.’

And on that note, I’m going to do my computer back up and go join my husband in the living room, then dive into my current book: The Four Hour Workweek by Timothy Ferriss.

And I’ll leave you to ponder your ‘daily grind’ and whether the time you’re spending is focused on your real life and financial priorities – and if not what needs to change, how will it change and when???????

Blessings everyone,

Tracy

__________________________________________________________________________________

Copyright© 2007 Tracy Piercy, CFP, Founder and President www.moneyminding.com
Written permission is required for reproduction. Thank you.
Get your complimentary program: Simple Steps for Lifelong Personal Financial Success at www.moneyminding.com

Running out of Money

It’s amazing to me that the number one fear people have is running out money. If you read the blog entry below where I share with Michael Gerber the MoneyMinding events of the past year you might think that the money part was easy or all taken care of and that’s why I was able to do all those things – HA – it couldn’t be further from the truth.

When you build a business it takes money and raising funds is a lot of work and is very time consuming. It’s also incredibly stressful to realize you’ve made commitments and have ‘run out of money’ – a-g-a-i-n-!! What do you do? Do you pack it in and call it quits? That’s not much of a commitment, but sometimes it sure seems like it would be easier to turn on the TV, open a bottle of wine and go to sleep for a while.

Here’s how I do it with MoneyMinding:
1. Take stalk of what you do have – financial and other things like products, friends, contracts, help, support, a roof over your head, and anything else that is good in your life;
2. Write down exactly what you do need and want;
3. Turn that need into both an immediate cash amount and an ongoing income amount to support it and carry you through;
4. Start asking HOW? I mean, ask people you know if they have ideas, connections, or money or time that can help you raises the money, access the money, and earn the required income.
5. Keep yourself in good spirits – get some fresh air, go somewhere or do something that connects you to your ideal vision for your life.

And finally, it’s a fact of life – money flows in and out – you will never run out unless you chose to. So on that note, I’m off to raise, access and earn some money to make up the difference I need to keep going after making a decision to turn down what was supposed to be the final cash needed to complete the budget needed to support the launch of our major marketing initiatives. __________________________________________________________________________________ Copyright© 2000 - 2007 Tracy Piercy, CFP, Founder and President www.moneyminding.com Written permission is required for reproduction. Thank you. Get your complimentary program: Simple Steps for Lifelong Personal Financial Success at www.moneyminding.com

The Dreaming Room

Michael Gerber is the author and creator of the eMyth, the 'business bible' to many people. He is also the Chief Dreamer of the Dreaming Room. I had an opportunity to work with Michael last year and today he made me realize how much more I can be sharing about the process of realizing dreams. Below is the emails that were exchanged about the journey I"ve been on with MoneyMinding over the past year.

And, I will apologize now, for not sharing more of the details and day to day activities that are part of this process. I do believe that we all have alot to learn from each other and that the day to day stuff is what we all live and therefore need to understand from each other.

Hello Vancouver Dreamers,

I have been watching the emails and looking at my calendar thinking how much I'd like to attend this Friday. The entrepreneurial road is certainly paved with long stretches of loneliness amidst all the chaos of day to day activities and I would love to share in the energy of such an amazing group of people.

However, I have to pass on this meeting as it is the week we are launching our TV show in the US but please count me in for future meetings.

As I was pondering my decision to attend or not, it gave me an opportunity to reflect on the past year since the May 2006 Vancouver Dreaming Room - something I haven't done much of lately - it always seems more natural to look at the mountain of things to do rather than to reflect on the accomplishments.

Yet, this reflection and subsequent realization was actually somewhat of an epiphany for me and I'd like to share with you what has transpired in my business over the past year - and please - hear this as a testimony to the impact of the Dreaming Room, and nothing more – other than my encouragement to anyone else who might have doubts about this whole Dreaming Room experience . I credit the 2.5 days with you all in the Dreaming Room as one of the most significant events of my life, and if this past year is any indication of long term impact, I'm sure it will continue to amaze me.

In addition to all the wonderful insights I gained by listening to you all, Michael said a couple things to me that have made a significant difference: colour up and don't be afraid to be feminine, and simplify with weekend seminars while I build the franchise model for my business. Well, I did what he suggested and…

My office is now decorated in a shabby chic sort of floral design and I enjoy nice bright coloured clothes, and the simplification process for my business has seen the following things actually take shape this past year:

- 2 new books written and published

- 1 audio cd produced

- 1 new online program developed

- A 2-day certification training program ($2000 per financial advisor) rolled out including the marketing to fill the seats and a new sales person hired to roll this out in the US

- Numerous radio and tv appearances

- Regular keynote speeches where my back of the room sales routinely produce several thousand dollars revenue

- A new website built for membership

- A completely new business franchise model created

- Everything converted to US $ pricing

- 3 almost full time people have been hired

- A client marketing process developed and implemented

- A bi-weekly ezine published

- A 30-minute television infomercial has been written and produced and a full web sales support structure built to support it

- And, over $200,000 raised through investors to make all this happen

It sort of takes my breath away. Who woulda thunk??? Certainly not me. Yes I dreamed it. Yes I believed it. And, yes I started doing it, but in the middle of it all it's hard to see that the dream is real until you step back and reflect - and now it's just getting more and more exciting each day.

Thank for organizing these ongoing meetings. Thank you for letting me share my Dreaming Room journey with you and I look forward to the next meeting and to hearing all of your amazing stories.

Abundant Blessings,

---

Tracy -- You know, as I hear of your extraordinary achievements and your breakthrough from the pained and painful place you were in when I sat across from you in the Hot Seat only a little while ago where nothing you just listed below could have ever been believed by you, and then, oila', here it all is, and I remember seeing it, there as I looked into you and into your stunning ability which was being misused as well as unused solely for the lack of your ability to dream fully, intentionally, radically...all of this comes to me right this moment in the form of a question...Why didn't Tracy share this with us all as it was happening, as the doubts were arising, as the breakthroughs were appearing, as the astonishment and full blown joy was filling your heart...why didn't you share your extraordinary odyssey with all of us, as it was happening, as you were feeling so lonely, as you were feeling out of breath, as you produced and produced despite all of your fear and doubts and negative feelings...so that we all could have been lifted up and lifted you up and lifted each other up, who then, each and every one of us, could have shared ourselves and our achievements and our failures with every one of us...and grown, grown, grown in the process...if only we could all see that the Power of The Dreaming Room is only truly realized after we have left it, as we go back into our world, which has now been completely transformed because our idea of it has been transformed, that the energy of life, the forceful, beyond size, beyond anything you and I know, is simply there waiting to be used by each of us...but not for ourselves, but for every other human being on the face of this earth, and that is the product of your Dreaming Room experience, Tracy. You have now begun to enlist the Energy released by your Imagination and your unbounded desire to create something that will outlive you in this world and that everyone you touch will live a better life for it. That we all need to know this, not after you do it, but as you do it, and that is the logic for the Group. The Group is not for you, Tracy, it is for everyone else in the Group, until you need it that is. If you were to understand that the "lonliness" you speak of is a self imposed idea. It isn't real, needn't to be real, never will need to be real. If you open your heart and your private space to others who will do the same for you. So, allow me to use your letter, and this response, so that every single person who is sitting in question of whether or not the Dreaming Room will be worth their while needs to know that not only is it worth their while but that it is fair to say without it they will never truly understand how limited their life will be. That The Dreaming Room is a Force that opens the door to the infinite range of options that exist for each and every one of us. I am honored to have had such an impact on you and your life, and through that, having an impact on the many thousands of people you will touch in the coming years. But, in return, I need your help. I need you to become a spokesperson for The Dreaming Room. I need you with your immense ability to create to participate in a Group in Vancouver, to make the time for it, to give back, not to me, but to the millions of people I will touch over the next ten years as we all Awaken the Entrepreneur Within the World with great, great, compelling works like the one you are creating, which has the power to transform the economic lives of your customers and clients, and by so doing, transform the reality of the world. Thanks, Tracy. I feel such joy for you, and such joy that you listened to what I shared with you and let go and let God, and my goodness, what a Joy!

Love, Michael

Michael E. Gerber
Chief Dreamer
In The Dreaming Room LLC
P.O. Box 131195
Carlsbad, California, 92013
michael@inthedreamingroom.com
www.inthedreamingroom.com

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Thanks, Tracy. But, not just for them, for you. Just as you are experiencing the thrilling ride you are on right now, so it is inevitable you will lose your way. We all do. It's then, at that moment, when the Group comes alive in the most remarkable ways. Ask people who are doing it. You will see what a gift it is. And remember, there is no cost for the Group. No cost for my help and leadership. Just the cost of sending people to The Dreaming Room so they too can begin the odyssey of their own, to touch more people and more people and more people. Look at the list of names above. It is my Dream that there will be millions of people like those above, like you, over the next few years...all of them on an economic, entrepreneurial, spiritual odyssey unlike anything they have ever known. Your gift to them is to be as big as you can be, just as that is the gift each and every one of the names above will give, to each other, and to people as yet unknown. I love you all. But, dig in. Take a big bite. This is not about one meeting a week. This is about transforming the world! But to do that you have to rise above time management and all the things you have to do. You have one thing to do...to live out your destiny, a destiny you choose to create. Imagine yourself being a powerful resource, a powerful exemplar of entrepreneurial creativity, innovation and inspiration. Simply by letting go and doing the work. That's what this is all about in case you didn't know. I call it The Secret of The Golden Triangle. I will share it with you more and more over time as you rise to your blessed occasion to become a force for entrepreneurial invention in your life and the life of the venture you are inventing.

Love, Tracy, and to you all, and please, please thank Patrick for his incrediblye gracious willingness to take on this Dream and to make it the reality he is making it. He is a Champion. A huge-hearted Warrior. He deserves your respect and your appreciation and your commitment. This would not be happening to the degree it is there in your neck of the woods without him and his selfless commitment to help everyone he knows grow bigger than life.

Love, Michael

Michael E. Gerber
Chief Dreamer
In The Dreaming Room LLC
P.O. Box 131195
Carlsbad, California, 92013
michael@inthedreamingroom.com
www.inthedreamingroom.com

-----Original Message-----

Thank you Michael,

And yes, it’s never a solo job and supporting and encouraging others to break through their own barriers to their dreams is a purpose all dreamers must have. That positive impact on another’s life and the support of people to cheer me on is what has kept me going this past year. And, I will absolutely help share the Dreaming Room vision and participate in a Vancouver group so that others can feel encouraged to experience their potential to live the magnificent lives of their dreams and be supported along their path.

You have inspired so many people in so many ways – I am so grateful to be one of those people!!

God bless,

Tracy Piercy, CFP

Author, International Speaker, Money Expert

250-592-0457 or toll free 877-764-6444

tracy@moneyminding.com

-----Original Message-----

Ok Vancouver – “let’s roll”

Thank you Patrick for pulling us together……… Michael’s right – sometimes we need someone to kick us in the pants a little – to shake things up – and Patrick has recognized the need we all have to be supported, encouraged and inspired, so….. we’ve got some sharing to do……… See you all soon.

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Double Cool to all of you! Michael

Michael E. Gerber
Chief Dreamer
In The Dreaming Room LLC
P.O. Box 131195
Carlsbad, California, 92013
michael@inthedreamingroom.com
www.inthedreamingroom.com

Copyright© 2000 - 2007 Tracy Piercy, CFP, Founder and President www.moneyminding.com Written permission is required for reproduction. Thank you.
Get your complimentary program: Simple Steps for Lifelong Personal Financial Success at www.moneyminding.com

Fitness and Finance

I just had to share how much my experience with getting into shape parallels financial success:

I do not gain weight easily so am comfortable in my clothes. I do, however, lead a pretty sedentary life. My motivation to get fit is only motivated by my intellectual understanding that I really 'should' be more active so that I'm healthier.

What I realized is how much that parallels the experiences I hear from many people about money. They know they 'should' do something but as long as they still have cash available to them they think they're doing ok so the motivation is only based on this intellectual 'should'.

I finally had to dig deep inside to find the motivation to get me to the gym. If you're procrastinating about making changes to your financial situation, you need to find your motivation, then just start. It will be harder at first, but after a while because you are going to start small, you will build the habit and the necessary changes will become part of who you are so you'll wonder what ever took you so long to make that first step.

Copyright© 2007 Tracy Piercy, CFP, Founder and President www.moneyminding.com
Written permission is required for reproduction. Thank you. Get your complimentary program: Simple Steps for Lifelong Personal Financial Success at www.moneyminding.com

The 7 Biggest Money Mistakes Almost Everyone Makes

Introducing …our first audio CD:

The 7 Biggest Money Mistakes Almost Everyone Makes ~ And How to Turn Them into Amazing Possibilities for Lifelong Financial Security.

What if the secrets to financial success and security were as simple as looking at the traditional financial wisdom from a different perspective? In this 53 minute audio CD, Certified Financial Planner, Founder and CEO of the powerful MoneyMinding® System of financial education reveals how simple it is to get better results from your money – beginning today.

CD’s are $24 each.

You can pre-order by emailing info@moneyminding.com

Or order online from our Store / Membership area shortly fromthe newly remodelled www.moneyminding.com.

Copyright© 2007 Tracy Piercy, CFP, Founder and President www.moneyminding.com
Written permission is required for reproduction. Thank you. Get your complimentary program: Simple Steps for Lifelong Personal Financial Success at www.moneyminding.com

Are you running out of money or is it overflowing??

If the number one fear people have around money is the fear of running out in retirement, according to a study published recently in the New York Times, that brings up some interesting questions: the first being why?

It’s also interesting that another recent study by the Bank of Montreal found that people would rather work longer than downsize their lifestyle.

Seems to be the same fear, eh? And, rightly so: cutting back is not easy. And yet, it’s the predominant teaching on how to get out of debt, or how to save more for retirement. You’ve heard it, I’m sure, “cut back your expenses; be careful, you better not take any risks because you can’t afford to lose your money.” The implication is that loss is painful, undesirable, and yet, cutting back is the supposed solution to the syndrome of not having enough.

If this isn’t making any sense – good! Because it’s mostly double talk and contradictory thinking that is one of the three primary reasons people struggle with money. For some reason, I’m not yet sure of why, the there is this sentiment that has people looking to pay down debt or reduce expenses to save more money or earn higher returns on that money as the answers to all financial problems.

Certainly, if you have more money in that elusive pot of gold savings that is supposed to provide for your every need in retirement, then you will likely never run out.

Only one problem: if you are working to accumulate savings and the flip side of that says you are also working to minimize expenses, debt being a big expense, then you are only looking at wealth from a vertical perspective.

Yet, what does it take to leave work? What does it take to reduce unwanted debt? Does it take allocating your already stretched lifestyle just a little further and cutting back even more – or does it take additional income to provide for the income shortage that resulted in the debt in the first place and is required once you leave work to continue your desired lifestyle.

Of course its income you need. If you have accumulated debt of some sort that you don’t want, then it’s likely because you have a desired lifestyle that is above your current income level. If you are leaving work, then you need an income that will provide for your day to day expenses. You do not need a big pot of gold saved somewhere that you might run out of or lose somehow. What you need is to be looking at how are you going to create the income you need to pay your bills, your debt and live your life? And how will you receive your income when you leave work?

One way, of course, is to accumulate a big pot of gold (savings) for leaving work and to make your current working income go further by reducing your expenses. But there are many many other ways to create income besides work and savings – we have 38 different ways to create income in Step 6 of the MoneyMinding Makeover Program.

If you are worried about running out of money then the solution is to change your focus. Stop looking at your finances as though your current income is a waterfall that is going to run dry in the spring. Start looking at your finances from an income perspective where the money will continue to arrive for all your needs and desires for as long as you need it to continue coming in – perhaps like Old Faithful, the geyser in Yellowstone National Park.

When you see things from a different perspective, you start to ask different questions. When you ask different questions, you will seek the answers by learning different things. When you learn different things, you develop the confidence, skills and the necessary steps to get your desired results.

You do not have to ever be afraid of running out of money. Nor do you have to cut you’re desired needs today as well as provide for your lifestyle needs when you leave work. You will survive because if you have read this entire article, then you are already looking for answers, which means you will find what you need to get what you need. Congratulations!!

Copyright© 2007 Tracy Piercy. Written Permission is required for reproduction. Thank you.