Complete Change

Complete Change

“And let endurance have its perfect result, so that you may be perfect and complete, lacking in nothing” James 1:4)

Do you believe God can change your circumstances in an instant?

The bible gives plenty of examples of God stepping in to dead end, no way out situations. My sense is the reason people buy lottery tickets is because they have a ‘titch’ of hope for an instant change in their financial lives.

The bible also tells us that it only takes faith as big as a mustard seed to move a mountain (Matthew 17:20). “He replied, [to the disciples wondering why they weren’t able to heal the demonized boy] “Because you have so little faith. Truly I tell you, if you have faith as small as a mustard seed, you can say to this mountain, ‘Move from here to there,’ and it will move. Nothing will be impossible for you.”

Financial mountains are everywhere, and whether you recognize it or not, we’re all impacted by the majority of middle-class people who live-day-to-day with financial uncertainty.

I am continually fascinated at how difficult it is to accept that finances somehow fall outside the spiritual laws and that the answers to the biggest issue facing our culture today is some new product or strategy for getting a higher return on investments and reducing debt so you can save more money. Save money for what? To consume it, so you can work more to save more so you can consume more, and this whole rat race of chasing money.

That question ‘how’ to deal with money and how to have faith for finances plagued me for years. I fretted, cried, yelled; I prayed and strategized; I tried everything I could think of to get financially stable after being left with a ‘mountain range’ of debt following the collapse of my business in the aftermath of some unscrupulous business partners.

Friends would tell me to ‘have more faith’, or keep telling me to ‘get a job’.

The spiritual response left me feeling like I wasn’t good enough because I didn’t have the faith to stay peaceful when the bills were piling up and the income wasn’t keeping up. There wasn’t a day that went by that I wasn’t fighting some kind of financial fire and convinced we were going to lose the house, lose the car, get the utilities cut off, and that ‘I’ was the one who had to figure out how to deal with all the bills and stress.

The ‘get a job’ advice was like a beating me over the head with a 2 x 4. I applied for every job I could think of, but at some point you realize the jobs I was qualified for that would earn the income our family needed wanted someone who was already doing that kind of role or working in the organization. Everyone else wanted me to do sales which defeated the purpose of having a regular steady pay cheque – even if it wasn’t going to be big enough to cover the bills. It was frustrating and discouraging. Of course we needed income – duh…

But how?!

I did finally let go and let God into our finances. I now know that there are both practical and spiritual strategies for dealing with money.

The spiritual forces at work in the financial realm are some of the most aggressive, difficult twisted spirits that Jesus directly warned us against. We see throughout all of scripture how Baal, Jezebel, witchcraft, and other twisted serpents like Leviathan impacted God’s people. We also know that Satan will use finances against God’s people in the end times with the dramatic ‘mark of the beast’ decision everyone will be required to take in order to conduct any kind of commerce (see Revelation 13).

These things are real. They influence how we deal with finances, and how the financial world we live in operates. But Jesus said, “I have told you these things, so that in me you may have peace. In this world you will have trouble. But take heart! I have overcome the world” (John 16:33).

Where do you start to make a difference in your own financial life and in the finances of the world we live in?

With the small seed. A seed of faith: a willingness to look at money from different perspectives; an openness to asking questions; and strength to take a risk by looking at your beliefs and attitudes around finances.

What do you believe is the best criteria for making make financial decisions? What does it mean to you if someone lives in a multi-million-dollar home and drives luxury cars? What does it mean if someone you know always seems to be short of money?

God inspired me to write a program called Faith for Finances a few years ago. It took ‘faith for finances’ to produce it. There were technology issues, people resources, capital and connections all required to pull the pieces of together for an online delivery of the program.

This message is titled, ‘complete change’ because circumstances don’t change until we change, and we don’t change with the same level of thinking that got us to where we are today.

Transformation is the work of the Holy Spirit. Having faith for finances is inviting the Holy Spirit into those place of life that have been primarily closed, yet are areas God wants us to seek him so he can open His storehouse of treasures for His people! A faith for finances journey is a journey of discovery, renewal and much more than you can ‘ask or imagine’ according to the current mindset, beliefs, strategies, and ideas that have got you to where you are today!

Many blessings,


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